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AIB Analyzing Financial Statements
AIB Course Code: 6920
Dates Offered | Registration (Deadline is one week prior to start date)
Analyzing Financial Statements is a practical introduction to financial analysis from the viewpoint of the commercial loan officer. This program gives you the skills you need to effectively assess the borrower's ability to repay loans.
Audience
Commercial loan officers, credit analysts, and trainees who have a basic knowledge of accounting principles and practices, and a familiarity with the commercial lending process.
Learning Objectives
After successfully completing this program, you will be able to:
- Relate how a company's type of business, legal structure, size, and management strategies affect the way a lender conducts financial analysis
- Analyze income statements, balance sheets, and pro forma statements
- Calculate key financial ratios and use them to compare a company's performance with that of the company's industry
- Use advanced analytical techniques: sensitivity analysis, sustainable growth, working investment analysis, break-even analysis, and operating leverage
- Determine when a funds flow statement is required
- Construct and analyze long-run, multiple-year forecasts of income statements and balance sheets
- Construct and interpret a cash budget
ACE College Credit Recommendation
In the lower division baccalaureate/associate degree category, 3 semester hours in Finance or Accounting.
* Registration for one or more courses that include accompanying textbooks will also incur a shipping & handling fee.
Questions? Please contact online@aba.com or 1-800-BANKERS for more information.
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