ABA-Endorsed Capital Management &
Funding Solutions

Helping banks to deal with capital management and liquidity challenges is one of ABA's top priorities. The Corporation for American Banking (CAB) offers these programs to help bankers meet and overcome funding challenges.

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by Promontory Interfinancial Network, LLC

Promontory Interfinancial Network, LLC ("Promontory") provides creative solutions that help banks and other financial institutions to compete more effectively.  The company currently offers two well-established, funding-related services— Certificate of Deposit Account Registry Service^®, CDARS^®, and Insured Network Deposits^SM, IND^®.  As a member of the Promontory Network, your bank can use one or both of these ABA-endorsed services to:

• Offer full FDIC coverage on multi-million dollar investments which encourages customers to consolidate their investments through your institution.  This can help your bank not only to attract new deposits, but also to expand market share, enhance customer loyalty, cross-sell other services, and reduce collateralization cost.
• Earn fee income by selling "excess" deposits.  You can attract new customer deposits and take these funds off your balance sheet by selling "excess" deposits to institutions that need funds while maintaining complete ownership of the customer relationship.
• Access fixed or floating rate funding without collateralization requirements or administrative hassles.

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